Opinia prawna w sprawie ujawniania w oświadczeniu o stanie majątkowym (składanym przez posłów) polisy ubezpieczeniowej na życie, z której prawa zostały przeniesione umową cesji na bank

Assignment is the transfer of rights deriving from the insurance contract, which means that the entity to which the transfer is made becomes administrator of the rights to the subject of the assignment. The Deputy as an assignor in the case of assignment the rights under life insurance policies at bank does not have to demonstrate it in the Section I of declaration of property status (“Money stock”), but the Deputy should take it in into account in Section XI (“Monetary liabilities”) to demonstrate the conditions under which the loan was granted, ie. the obligations to the bank.