Rola instytucji parabankowych w kwestii przeciwdziałania wykluczeniu finansowemu na przykładzie spółdzielczych kas oszczędnościowo-kredytowych

The research topic undertaken in this article is focused on financial exclusion and ways to minimize this problem. Analysis offers in para-banking institution leads to conclusion that some of them through their offers and activities for reducing financial marginalization is viewed more positively on the financial market. The author decided to focus special attention to the activities of Cooperative Savings and Credit Unions which strategy and local activities help to reduce financial exclusion.